> ## Documentation Index > Fetch the complete documentation index at: https://docs.onsi.com/llms.txt > Use this file to discover all available pages before exploring further. # Create Withdrawal Intent Create a withdrawal intent given an intended withdrawal amount, and the member who will receive the funds. We will process the request, calculate the fee (dependant on the member's tier) and return: * `netAmount` - a [Money object](/docs/schemas/money) representing the amount that will be transferred to the member * `fee` - a [Money object](/docs/schemas/money) representing the fee that will be charged * `accountDetails` - An object containing the bank account details the `netAmount` will be transferred to Please see the [On Demand Pay](/docs/pay/embedded-pay) documentation for more information on the lifecycle of a withdrawal intent. #### Relevant Error Codes The endpoint-specific error codes to pay attention to are: * [MemberInsufficientFunds](/api-reference/error-handling#memberinsufficientfunds) * [BankAccountInvalid](/api-reference/error-handling/#bankaccountinvalid) * [AmountBelowLowerLimit](/api-reference/error-handling/#amountbelowlowerlimit) * [AmountAboveUpperLimit](/api-reference/error-handling/#amountaboveupperlimit). In rare cases, you may receive a [Unprocessable Entity Error](snippets/generated-errors#UnprocessableEntity) which indicates that On Demand Pay is temporarily unavailable. ## OpenAPI ````yaml POST /v1/pay/withdrawals/intent openapi: 3.0.2 info: title: BMO Partner API version: v1 servers: - url: https://api.onsi.com description: Production - url: https://api.onsi.dev description: Sandbox security: - apiKey: [] paths: /v1/pay/withdrawals/intent: post: tags: - pay summary: Create a withdrawal intent operationId: createWithdrawalIntent parameters: - name: x-idempotency-key in: header description: Unique key to ensure idempotency of the request schema: type: string requestBody: description: Body content: application/json: schema: type: object properties: memberId: example: mem_ description: The unique identifier for a Member, prefixed with mem_ type: string amount: title: Money description: A monetary value with currency. type: object properties: amount: example: 1050 description: Price in lowest denomination of currency (e.g. cents) type: integer currency: example: GBP description: ISO 4217 currency code type: string enum: - AED - AFN - ALL - AMD - ANG - AOA - ARS - AUD - AWG - AZN - BAM - BBD - BDT - BGN - BHD - BIF - BMD - BND - BOB - BOV - BRL - BSD - BTN - BWP - BYN - BZD - CAD - CDF - CHE - CHF - CHW - CLF - CLP - CNY - COP - COU - CRC - CUC - CUP - CVE - CZK - DJF - DKK - DOP - DZD - EGP - ERN - ETB - EUR - FJD - FKP - GBP - GEL - GHS - GIP - GMD - GNF - GTQ - GYD - HKD - HNL - HRK - HTG - HUF - IDR - ILS - INR - IQD - IRR - ISK - JMD - JOD - JPY - KES - KGS - KHR - KMF - KPW - KRW - KWD - KYD - KZT - LAK - LBP - LKR - LRD - LSL - LYD - MAD - MDL - MGA - MKD - MMK - MNT - MOP - MRU - MUR - MVR - MWK - MXN - MXV - MYR - MZN - NAD - NGN - NIO - NOK - NPR - NZD - OMR - PAB - PEN - PGK - PHP - PKR - PLN - PYG - QAR - RON - RSD - RUB - RWF - SAR - SBD - SCR - SDG - SEK - SGD - SHP - SLL - SOS - SRD - SSP - STN - SVC - SYP - SZL - THB - TJS - TMT - TND - TOP - TRY - TTD - TWD - TZS - UAH - UGX - USD - USN - UYI - UYU - UYW - UZS - VES - VND - VUV - WST - XAF - XAG - XAU - XBA - XBB - XBC - XBD - XCD - XDR - XOF - XPD - XPF - XPT - XSU - XTS - XUA - XXX - YER - ZAR - ZMW - ZWL required: - amount - currency additionalProperties: false x-instanceOf: Money required: - memberId - amount additionalProperties: false responses: '201': description: '201' content: application/json: schema: type: object properties: withdrawalIntentId: example: wi_ description: >- The unique identifier for a PayWithdrawalIntent, prefixed with wi_ type: string netAmount: $ref: '#/components/schemas/NetAmount' fee: $ref: '#/components/schemas/Fee' accountDetails: anyOf: - $ref: '#/components/schemas/BankAccountUK' - $ref: '#/components/schemas/BankAccountEU' bankAccount: deprecated: true description: Deprecated in favour of `accountDetails` type: object properties: lastFour: example: '5678' type: string required: - lastFour additionalProperties: false required: - withdrawalIntentId - netAmount - fee - accountDetails - bankAccount additionalProperties: false components: schemas: NetAmount: title: NetAmount description: A monetary value with currency. example: currency: GBP amount: 950 type: object properties: amount: example: 1050 description: Price in lowest denomination of currency (e.g. cents) type: integer currency: example: GBP description: ISO 4217 currency code type: string enum: - AED - AFN - ALL - AMD - ANG - AOA - ARS - AUD - AWG - AZN - BAM - BBD - BDT - BGN - BHD - BIF - BMD - BND - BOB - BOV - BRL - BSD - BTN - BWP - BYN - BZD - CAD - CDF - CHE - CHF - CHW - CLF - CLP - CNY - COP - COU - CRC - CUC - CUP - CVE - CZK - DJF - DKK - DOP - DZD - EGP - ERN - ETB - EUR - FJD - FKP - GBP - GEL - GHS - GIP - GMD - GNF - GTQ - GYD - HKD - HNL - HRK - HTG - HUF - IDR - ILS - INR - IQD - IRR - ISK - JMD - JOD - JPY - KES - KGS - KHR - KMF - KPW - KRW - KWD - KYD - KZT - LAK - LBP - LKR - LRD - LSL - LYD - MAD - MDL - MGA - MKD - MMK - MNT - MOP - MRU - MUR - MVR - MWK - MXN - MXV - MYR - MZN - NAD - NGN - NIO - NOK - NPR - NZD - OMR - PAB - PEN - PGK - PHP - PKR - PLN - PYG - QAR - RON - RSD - RUB - RWF - SAR - SBD - SCR - SDG - SEK - SGD - SHP - SLL - SOS - SRD - SSP - STN - SVC - SYP - SZL - THB - TJS - TMT - TND - TOP - TRY - TTD - TWD - TZS - UAH - UGX - USD - USN - UYI - UYU - UYW - UZS - VES - VND - VUV - WST - XAF - XAG - XAU - XBA - XBB - XBC - XBD - XCD - XDR - XOF - XPD - XPF - XPT - XSU - XTS - XUA - XXX - YER - ZAR - ZMW - ZWL required: - amount - currency additionalProperties: false x-instanceOf: Money Fee: title: Fee description: A monetary value with currency. example: currency: GBP amount: 50 type: object properties: amount: example: 1050 description: Price in lowest denomination of currency (e.g. cents) type: integer currency: example: GBP description: ISO 4217 currency code type: string enum: - AED - AFN - ALL - AMD - ANG - AOA - ARS - AUD - AWG - AZN - BAM - BBD - BDT - BGN - BHD - BIF - BMD - BND - BOB - BOV - BRL - BSD - BTN - BWP - BYN - BZD - CAD - CDF - CHE - CHF - CHW - CLF - CLP - CNY - COP - COU - CRC - CUC - CUP - CVE - CZK - DJF - DKK - DOP - DZD - EGP - ERN - ETB - EUR - FJD - FKP - GBP - GEL - GHS - GIP - GMD - GNF - GTQ - GYD - HKD - HNL - HRK - HTG - HUF - IDR - ILS - INR - IQD - IRR - ISK - JMD - JOD - JPY - KES - KGS - KHR - KMF - KPW - KRW - KWD - KYD - KZT - LAK - LBP - LKR - LRD - LSL - LYD - MAD - MDL - MGA - MKD - MMK - MNT - MOP - MRU - MUR - MVR - MWK - MXN - MXV - MYR - MZN - NAD - NGN - NIO - NOK - NPR - NZD - OMR - PAB - PEN - PGK - PHP - PKR - PLN - PYG - QAR - RON - RSD - RUB - RWF - SAR - SBD - SCR - SDG - SEK - SGD - SHP - SLL - SOS - SRD - SSP - STN - SVC - SYP - SZL - THB - TJS - TMT - TND - TOP - TRY - TTD - TWD - TZS - UAH - UGX - USD - USN - UYI - UYU - UYW - UZS - VES - VND - VUV - WST - XAF - XAG - XAU - XBA - XBB - XBC - XBD - XCD - XDR - XOF - XPD - XPF - XPT - XSU - XTS - XUA - XXX - YER - ZAR - ZMW - ZWL required: - amount - currency additionalProperties: false x-instanceOf: Money BankAccountUK: title: BankAccountUK example: accountHolder: John Smith sortCode: '123456' accountNumber: '12345678' description: A UK bank account type: object properties: accountHolder: type: string sortCode: type: string accountNumber: type: string required: - accountHolder - sortCode - accountNumber additionalProperties: false BankAccountEU: title: BankAccountEU example: accountHolder: John Smith iban: GB29NWBK60161331926819 description: A EU bank account type: object properties: accountHolder: type: string iban: type: string required: - accountHolder - iban additionalProperties: false securitySchemes: apiKey: type: apiKey in: header name: x-api-key ````